Common Area Liability Insurance...

What do we mean by "Common Area"

Land that has been subjected to subdivision often includes common property such as driveways, gardens, storage areas and pools.

Due to the variety of common areas, we need you to complete this form so that we can get the best quote for you.

If you would prefer to talk to a broker first, please call Liability Brokers 1300-881-779 between 8.15am and 5.15pm E.S.T. business days and receive an indicative quote over the phone.

Select the required cover...

Cover is issued on a yearly basis only.

Short-term cover is not available.

Cover Cover
Residential Dwellings



Australia (excluding NSW & Qld)



New South Wales & Queensland



Commercial Properties "click here"


Contact Name:

Postal Address:

Suburb or town:

Email Address:

Telephone No:


Strata Plan No: Put "TBA" if not known

Street Address:

Suburb or town:

Details of Common Area

Is this a Residential or Commercial property?
Residential   Commercial

Number of units located at the property?  

Please provide a description of the common area to be insured eg:
common area driveway only

Insured's History...

Have you (or any person receiving cover under this policy) ever:
  • Had insurance cancelled or declined by an Insurer?
  • Had a proposal rejected, renewal refused or claim rejected by an Insurer?
  • Had any special conditions imposed?
  • Suffered a loss whether insured or not (last 5 years only)?
Yes    No

Security: Type the above number:


By submitting this Declaration, I/we declare and agree that:
  • I/we have the consent of all other persons covered by this policy to make this Declaration,
  • the contents of this Declaration are true and complete,
  • I/we have read the information concerning the duty of disclosure (immediately below this declaration) and other important notices;
  • I/we have answered every question fully and frankly, have been truthful and accurate in completing this application and have not withheld any information likely to affect the acceptance of this insurance;
  • I/we realise that if I/we have not complied with the duty of disclosure, any claims may not be met
  • if anything happens during the Period of Cover which alters any of the information provided, I/we will promptly inform the insurer;
  • they authorise the insurer to give or obtain from other insurers or insurance reference bureaus or credit reporting agencies, any information about this insurance or any other insurance held by the Applicant/s.
Name of person making this declaration:   


Option 1. Pay Now and Proceed with Cover...

If you are paying now, please complete your payment details below and then hit Submit Form below. (refer table above for premium)

Please select type of card:
Visa    MasterCard

Credit Card No. (No gaps)

Select Expiration Date:

Cardholders Name

Amount to be paid (refer premium table above)

If paying by Credit Card a 1% surcharge will be applied.

We will email you a receipted tax invoice and "Certificate of Currency".

NOTE: Processing is only done through business hours. Cover is not in place until this form is received and accepted by our office.

Option 2. Pay Later...

We will send through a quote.

A "Certificate of Currency" is not available until the premium is paid.

NOTE: Cover is not in place until this form is received and accepted by our office and payment is made.



Duty of Disclosure: What you must tell us
Under the Insurance Contracts Act 1984 (the Act), you have a Duty of Disclosure. You are required before you enter into, renew, vary, extend or reinstate your Policy, to tell us everything you know and that a reasonable person in the circumstances could be expected to know, is a matter that is relevant to our decision whether to insure you, and anyone else to be insured under the Policy, and if so, on what terms.
  • You do not have to tell us about any matter
  • that diminishes the risk
  • that is of common knowledge
  • that we know or should know in the ordinary course of our business as an insurer, or
  • which we indicate we do not want to know.
  • If you do not tell us
If you do not comply with your Duty of Disclosure we may reduce or refuse to pay a claim or cancel your Policy. If your non-disclosure is fraudulent we may treat this Policy as never having worked.