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Public Liability Insurance for Photographers

If you need advice, please call Liability Brokers: 1300 881 779


 

Select the required cover...

Cover Cover

$10,000,000

$20,000,000

1 person

 $370.00

 $470.00

2 people

 $420.00

 $520.00

3 people

 $470.00

 $570.00

4 or more "click here"

 


To proceed, please complete the following form...

Insured Name:

Trading Name:

ABN No.(if applicable):

Street Address:

Suburb or town:
    Postcode:   

Email Address:

Website Address (if applicable):

Telephone No:

Start date of business:

If you have already spoken to someone in our Office, please note their name here so that this form can be processed by them as they will know something about you already.

Brokers Name:

 

Professional Duties...Photographer

Please provide full details of the type of Photography you do:

 

Does Your business activity include aerial photography?

Yes   No

 

Are you involved in commercial motion picture productions?

Yes   No

 

Manual Risk Exposure...

This policy is not available for occupations that involve a manual risk exposure ie. if you are involved in performing manual labour or the supervision of manual tasks. This would include showing others how to perform manual works eg how to lift goods.

Does your business involve manual risk exposure?

Yes    No

ie. does your occupation involve:
  • Manual labour performed by yourself (apart from measuring)
  • The supervision of manual labour performed by other parties or
  • The responsibility of manual labour performed by other parties.
  • The training of others on how to perform manual tasks

 

Contractors...

Do you employ contractors, sub-contractors?
Yes    No

 

Professional Indemnity...

This insurance is designed to cover your Public Liability exposure where you have been held legally liable for damage to third party property or injury to third party persons.

This policy does not provide Professional Indemnity cover ie. it does not provide indemnity against any breach of professional duty eg. losing the photos.

Do you want us to send you a form for Professional Indemnity?

Yes    No

 

Insured's History...

Have you (or any person receiving cover under this policy) ever:
  • Had insurance cancelled or declined by an Insurer?
  • Had a proposal rejected, renewal refused or claim rejected by an Insurer?
  • Had any special conditions imposed?
  • Suffered a loss whether insured or not (last 5 years only)?
  • Been involved in a company that has declared bankruptcy or became insolvent?
  • Been liable for any civil offence or pecuniary penalty (exceeding $5,000)?
  • Been charged or convicted for actual or threatened damage to property?
  • Been charged or convicted for fraud, theft or dishonesty of any kind?
  • Been charged or convicted for drugs or any OTHER criminal offence?

Yes    No


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Declaration...

By submitting this Declaration, the Applicant acknowledges:

  • they are authorised by each of the other Applicants to make this Declaration,
  • the contents of the Declaration are true and complete,
  • they are under a continuing obligation to immediately inform the Insurer of any change in the particulars or statements contained in this Declaration or in the accompanying documents up until the contract is entered into,
  • they authorise the insurer to give or obtain from other insurers or insurance reference bureaus or credit reporting agencies, any information about this insurance or any other insurance held by the Applicant/s.
  • that no cover is in place until this form is accepted by the insurer

Name of person making this declaration:



Option 1. Pay Now and Proceed with Cover...

If you are paying now, please complete your payment details below and then hit Submit Form below. (refer table above for premium)

Please select type of card:
Visa    MasterCard

Credit Card No. (No gaps)

Select Expiration Date:
   

Cardholders Name

Amount to be paid (refer premium table above)

If paying by Credit Card a 1.5% surcharge will be applied.

We will email you a receipted tax invoice and "Certificate of Currency".

NOTE: Processing is only done through business hours. Cover is not in place until this form is received and accepted by our office.

Option 2. Pay Later...

We will send through a quote.

A "Certificate of Currency" is not available until the premium is paid.

NOTE: Cover is not in place until this form is received and accepted by our office and payment is made.

 

 

Duty of Disclosure - What you must tell us
Under the Insurance Contracts Act 1984 (the Act), you have a Duty of Disclosure. You are required before you enter into, renew, vary, extend or reinstate your Policy, to tell us everything you know and that a reasonable person in the circumstances could be expected to know, is a matter that is relevant to our decision whether to insure you, and anyone else to be insured under the Policy, and if so, on what terms.
  • You do not have to tell us about any matter
  • that diminishes the risk
  • that is of common knowledge
  • that we know or should know in the ordinary course of our business as an insurer, or
  • which we indicate we do not want to know.
  • If you do not tell us
If you do not comply with your Duty of Disclosure we may reduce or refuse to pay a claim or cancel your Policy. If your non-disclosure is fraudulent we may treat this Policy as never having worked.