Common Area Liability Insurance

What do we mean by "Common Area"

Land that has been subjected to subdivision often includes common property such as driveways, gardens, storage areas and pools.

Due to the variety of common areas, we need you to complete this form so that we can get the best quote for you.

If you need advice, please call Liability Brokers: 1300 881 779

Cover is issued on a yearly basis only.

Quotes are based on residential properties only.

Short-term cover is not available.

 

* Minimum cover Victoria is $20,000,000

 



Option 1. Proceed with Cover - Pay Now

Visa    MasterCard

Cardholders Name

Credit Card No.

Select Expiration Date:
   

Option 2: Proceed with Cover but pay on Invoice

Cover will be placed and a Tax Invoice will be emailed to you.

Note: A Certicate of Currency cannot be issued until payment is made.

Please complete the form below...

When do you want cover to start?

Processing is only done through business hours. Cover is not in place until this form is received and accepted by our office. We will then email you a tax invoice. NOTE: A "Certificate of Currency" will not be sent until payment is made.

 

Insured Details...

Contact Name:
Postal Address:
Email Address:
Telephone No:

Address of property to be insured

Strata Plan No: Put "TBA" if not known
Full Address:

 

Details of Common Area

Is this a Residential or Commercial property?
Residential   Commercial

Number of units located at the property?

Please provide a description of the common area to be insured eg:
common area driveway only

Your History

Have you (or any person receiving cover under this policy) ever:
  • Had insurance cancelled or declined by an Insurer?
  • Had a proposal rejected, renewal refused or claim rejected by an Insurer?
  • Had any special conditions imposed?
  • Suffered a loss whether insured or not (last 5 years only)?
Yes    No

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Declaration...
By submitting this Declaration, the Applicant acknowledges:
  • they are authorised by each of the other Applicants to make this Declaration,
  • the contents of the Declaration are true and complete,
  • they are under a continuing obligation to immediately inform QBE of any change in the particulars or statements contained in this Declaration or in the accompanying documents up until the contract is entered into,
  • that no cover is in place until this form is accepted by the insurer

Name of person making this declaration:



Duty of Disclosure - What you must tell us
Under the Insurance Contracts Act 1984 (the Act), you have a Duty of Disclosure. You are required before you enter into, renew, vary, extend or reinstate your Policy, to tell us everything you know and that a reasonable person in the circumstances could be expected to know, is a matter that is relevant to our decision whether to insure you, and anyone else to be insured under the Policy, and if so, on what terms.
  • You do not have to tell us about any matter
  • that diminishes the risk
  • that is of common knowledge
  • that we know or should know in the ordinary course of our business as an insurer, or
  • which we indicate we do not want to know.
  • If you do not tell us
If you do not comply with your Duty of Disclosure we may reduce or refuse to pay a claim or cancel your Policy. If your non-disclosure is fraudulent we may treat this Policy as never having worked.