Full Service Broker

 

Liability Brokers is a full-service insurance broking firm that works on behalf of their clients to provide end-to-end, holistic solutions for managing complex risks and insurance needs. Unlike agents who represent a single insurer, brokers are independent and leverage extensive market knowledge and relationships with multiple insurance companies to find the most suitable, tailored policies for their clients.

 

Benefits of Using a Full-Service Broker

• Risk Assessment and Management: We take the time to understand a client's unique situation, business operations, and specific risk exposures to identify what needs to be covered and recommend risk mitigation strategies.
• Market Research and Comparison: We shop the market, compare quotes, and analyse policies from a wide network of insurers (including those not available directly to the public) to ensure the client gets the best possible coverage and value.
• Tailored Solutions: We design customized insurance packages, negotiate policy terms with insurers, and avoid coverage gaps, which is especially valuable for complex commercial or unique personal risks.
• Policy Management: We handle all the paperwork, arrange policy purchases and renewals, and make adjustments to coverage as client needs evolve over time.
• Claims Advocacy and Assistance: In the event of a claim, we act as the client's advocate, managing the process from start to finish, assisting with documentation, and negotiating with the insurer to ensure a smooth and fair settlement.
• Ongoing Advice and Support: We provide continuous advisory services, regular policy reviews, and serve as a single point of contact for all insurance-related queries, saving the client time and effort.

 

Key Services Offered

• Expert Knowledge: Liability Brokers are specialists in insurance and risk management, staying updated on industry trends and regulations.
• Time and Cost Savings: We do the research and running around for the client, often negotiating better premiums and terms than a client could get on their own.
• Personalised Service: We build long-term relationships and provide a deep understanding of a client's specific goals and challenges.
• Peace of Mind: Clients gain confidence that their coverage is appropriate and they have professional support when they need it most.

In essence, we are a full-service insurance broker who is a dedicated partner who provides expert guidance and comprehensive support to ensure clients are properly protected against potential threats.

 

	A member of the Steadfast group. Annually, the Group generates in excess of $6 billion of premium turnover. As you can imagine this provides enormous buying power and flexibility when negotiating with insurers.
	A member of NIBA for over 25 years. The National Insurance Brokers Association (NIBA) is widely recognised as one of the most effective trade associations operating in the financial services sector. As the peak professional body for insurance intermediaries, NIBA represents insurance brokerages, authorised representatives and underwriting agencies and wholesale brokerages licensed to operate in the life and general insurance sectors.
	A member and a corporate sponsor of the The Australian and New Zealand Institute of Insurance and Finance for over 25 years. ANZIIF is the leading provider of education, training and professional development services to the insurance and financial services industry in Australia, New Zealand and the Asia Pacific region.