Some facts about getting instant quotes online:

• Most of the online portals only have rates from 4 or 5 insurers with whom they have agreements to quote across all products. They may only have 2 or 3 that will actually quote Professional Indemnity insurance for IT contractors.
• The cover offered is not always suitable for your needs. The insurance provided is reliant on you imputing the correct information about your activities. There have been many instances where clients have organised their own covers online only to find that the policy was wrong for their purposes and hence did not cover them when they really needed the cover. These mistakes are only picked up at the time of a claim where the insurer declines to pay.
• The biggest issue is that these online portals will tell you in the fine print that they do do represent you. In fact they represent the insurance companies in these transactions, which means you have no comeback on them for wrongful advice.

We are experienced brokers who have specialised in the IT sector for over 20 years. we don't mind if you call us about a policy you have arranged elsewhere for a second opinion. Better safe than sorry.