Directors & Officers (D&O) and Employment Practices Cover for Businesses
Looking for Management Liability Insurance? Our specialist policies protect company directors, officers and senior managers against claims of mismanagement,
regulatory investigations and employment disputes.
Whether you run a start-up, SME or established private company, management liability cover helps safeguard your leadership team and your business against
costly legal claims.
What Is Management Liability Insurance?
Management Liability Insurance is a combined policy designed to protect:
Directors and Officers
Senior Managers
The Company Entity
It typically includes:
Directors & Officers (D&O) Insurance
Employment Practices Liability Insurance (EPLI)
Corporate Legal Liability Cover
Entity Defence Cover
This cover protects against claims alleging wrongful acts in the management of a business.
Why Do Companies Need Management Liability Insurance?
Directors and officers can be held personally liable for decisions made on behalf of the company. Claims can arise from:
Employees
Shareholders
Investors
Regulators
Creditors
Competitors
Common allegations include:
Breach of fiduciary duty
Misrepresentation
Regulatory non-compliance
Wrongful trading
Unfair dismissal
Discrimination or harassment claims
Without management liability insurance, directors may be personally responsible for legal defence costs and compensation awards.
What Does Management Liability Insurance Cover?
Our policies can include:
Legal defence costs Damages and settlements Regulatory investigations and interviews under caution Employment tribunal defence costs Shareholder and investor disputes Corporate legal liability claims Crisis management and reputational protection
Cover can apply to past, present and future directors and officers (subject to policy terms).
Who Needs Management Liability Cover?
Management liability insurance is recommended for:
Private Limited Companies
SMEs and Growing Businesses
Start-ups Seeking Investment
Companies with Employees
Family-Owned Businesses
Not-for-Profit Organisations
Businesses with External Investors
As regulatory scrutiny increases and employment-related claims rise, management liability protection has become essential for modern businesses.
How Much Does Management Liability Insurance Cost?
The cost of management liability insurance depends on:
Annual turnover
Number of employees
Industry sector
Financial performance
Claims history
Required indemnity limit
We compare multiple leading insurers to secure competitive premiums tailored to your company’s risk profile.
Why Choose Our Management Liability Insurance?
Access to all the leading insurers
Competitive premiums for SMEs
Flexible indemnity limits
Fast quotations
Specialist advice on D&O and EPL risks
Dedicated claims support
We understand the complex risks facing company directors and senior managers — and structure policies to provide comprehensive protection.
Get a Management Liability Insurance Quote Today
Protect your directors, officers and business against costly legal action.
Request a fast, no-obligation management liability insurance quote today and ensure your leadership team is fully protected.