Professional Indemnity Insurance - Talk to a Professional

An insurance broker understands the cover that best fits your needs and knows exactly where to find it — saving you time, money, and unnecessary stress.

Without expert advice, it’s easy to miss important details or choose a policy based on price alone. Unfortunately, that can mean discovering gaps in your cover when you need it most.

Chat with one of our brokers (free) - Call 1300 881 779

Brokers know the cover you need—and where to find it—saving you time, money, and hassle.

Why talk to one of our brokers first?

1. Wider access, better results Unlike automated systems that only quote from a limited panel of insurers, our brokers can access the entire market – over 20 insurers – to help you find more competitive premiums and better cover.
2. Personalised advice tailored to your business Our brokers will take the time to understand your specific operations and source quotes based on your actual activities. This means your policy is more likely to fit your needs – without unnecessary exclusions or gaps in cover.

Factors influencing the cost

• Profession and risk: High-risk professions face higher premiums due to the potential for large claims. 
• Amount of cover required: A higher limit of indemnity increases the premium, but often not proportionally to the increased cover. 
• Business size and revenue: Larger businesses or those with higher revenue may pay more for PI insurance. 
• Claims history: A history of claims can lead to higher premiums, as it indicates a greater risk. 
• Policy excess: The amount you agree to pay towards a claim (the excess) will affect the premium. A higher excess can lead to a lower premium.