Professional Indemnity Insurance
Real Estate Agents

To receive a confirmed quote, please complete the form below. You will receive a confirmed quote on the same business day or the next business day if received after hours.

If you prefer to talk to a broker first, please call 1300-881-779 business hourss and receive an indicative quote over the phone.

If you have spoken to a broker in our office, note their name here so that this quote can be processed by them as they will know something about you already.

Brokers Name:

Client Details

Insured Name

ABN No. (if known)

Full Address

Email Address

Phone No.

Start date of business:


Do the directors, partners and qualified employees of the Insured regularly attend continuing education programmes conducted by the Real Estate Institutes or similar organisations?
Yes    No

Are any of the directors, partners of the Firm currently:

  • a licensed Real Estate Agent, if you perform real estate activities
  • a licensed Strata Managing Agent, if you perform strata management activities
Yes    No

Underwriting Questions

When acting as a buyer's agent, do you disclose any potential conflict of interest to your client?
Yes    No

When managing properties do you always use:

  • a Complaints-Repairs Register to record all reports received about problems with the properties; and
  • a standard Property Management agreement as recommended by the Real Estate Institutes or the Society of Auctioneers and Appraisers (SA) Inc.
Yes    No


Services Provided

Revenue by Type of Service - (must add up to 100%)
Real Estate Sales - existing property (Commercial) %
Real Estate Sales - existing property (Residential) %
Real Estate Sales - Off-the-Plan (Commercial) %
Real Estate Sales - Off-the-Plan (Residential) %
Property Management - Commercial (shopping centres) %
Property Management - Commercial (other) %
Property Management - Residential Property %
Body Corporate, Strata Title Management - Residential %
Body Corporate, Strata Title Management - Commercial %
Auctioneer %
Business Brokers %
Independent Buyers Agent %
Real Estate Training and Development %
Rent Collection (excluding property management) %
Real Estate Valuation (not including sales appraisals) %
Community Managing Agent %
Stock and Station Agent

Land and Livestock Auctioneer %
Land Settlement Agents and Brokers %


No. of Directors, Partners and Employees? (not contractors)
Annual turnover - last 12 months
Estimated turnover - next 12 months


Previous Insurance

Have you been previous insured for Professional Indemnity ?
Yes    No

If you answered "Yes", please provide the following details:

Insurers Name

Limit of Indemnity ($)

Expiry date


Quote Required

Please nominate the amount of covers you require:

Professional Indemnity  .     Public Liability
$1,000,000 Not required
$2,000,000 $5,000,000
$5,000,000 $10,000,000
$10,000,000 $20,000,000


State the percentage of Your activities (based on income) applicable to each State
 %      %      %      %    

 %      %      %      %      %    



Do you employ contractors, sub-contractors?
Yes    No

Do You require cover for sub-contractors?
Yes    No

If "NO", do You insist they carry their own insurance?
Yes    No


Insured's History

Have any claims been made in the last ten (10) years against this Business or any of its predecessors or any prior business of any of its former Partners, Principals or Directors, or have circumstances been notified to insurers that might give rise to a claim?
Yes    No

Is any applicant aware of any claim or circumstances that might give rise to a claim against the Business or any prior business of any of their present or former Partners, Principals or Directors, which matter is not referred to above?
Yes    No

Has any applicant ever been subject to disciplinary proceedings for professional misconduct?
Yes    No

Has any applicant ever had a Liability Insurer decline to continue the applicant's insurance or cancel their insurance?
Yes    No

Have you (or any person receiving cover under this policy) ever:
  • Been involved in a company that has been declared bankrupt or insolvent?
  • Been liable for any civil offence or pecuniary penalty?
  • Been charged or convicted for any criminal offence?
  • Been charged or convicted for fraud, theft or dishonesty?
Yes    No

CAPTCHA Code: Type the above number:


By submitting this Declaration, the Applicant declares that:
  • they are authorised by each of the other Applicants to make this Declaration,
  • the contents of the Declaration are true and complete,
  • they are under a continuing obligation to immediately inform the insurer of any change in the particulars or statements contained in this Declaration or in the accompanying documents up until the contract is entered into,
  • they authorise the insurer to give or obtain from other insurers or insurance reference bureaus or credit reporting agencies, any information about this insurance or any other insurance held by the Applicant/s.

Name of person making this declaration:


Duty of Disclosure (What you must tell us)
Under the Insurance Contracts Act 1984 (the Act), you have a Duty of Disclosure. You are required before you enter into, renew, vary, extend or reinstate your Policy, to tell us everything you know and that a reasonable person in the circumstances could be expected to know, is a matter that is relevant to our decision whether to insure you, and anyone else to be insured under the Policy, and if so, on what terms.
You do not have to tell us about any matter:
  • that diminishes the risk
  • that is of common knowledge
  • that we know or should know in the ordinary course of our business as an insurer, or
  • which we indicate we do not want to know.
  • If you do not tell us
If you do not comply with your Duty of Disclosure we may reduce or refuse to pay a claim or cancel your Policy. If your non-disclosure is fraudulent we may treat this Policy as never having worked.

Claims Made Policy
The Professional Indemnity section of this Policy operates on a 'Claims made and notified' basis. This means that the Policy covers you for Claims made against you and notified to us during the Period of Insurance.
This Policy does not provide cover in relation to:
  • acts, errors or omissions actually or allegedly committed prior to the retroactive date of the Policy (if a date is specified);
  • claims made after the expiry of the period of insurance even though the event giving rise to the Claim may have occurred during the period of insurance;
  • claims notified or arising out of facts or circumstances notified (or which ought reasonably to have been notified) under any previous Policy;
  • claims made, threatened or intimated against you prior to the commencement of the period of insurance;
  • facts or circumstances of which you first became aware prior to the period of insurance, and which you knew or ought reasonably to have known had the potential to give rise to a Claim under this Policy;
  • Claims arising out of circumstances noted on the proposal form for the current period of insurance or on any previous proposal form.
Where you give notice in writing to the insurer or any facts that might give rise to a claim against you as soon as reasonably practicable after you become aware of those facts but before the expire of the period of cover, you may have rights under Section 40(3) of the Insurance Contracts Act 1984 to be indemnified in respect of any claim subsequently made against you arising from those facts notwithstanding that the claim is made after the expiry of the period of cover. Any such rights arise under the legislation only. The terms of the Policy and the effect of the Policy is that you are not covered for claims made against you after the expiry of the period of cover.